The information contained within in this course, including any products or concepts mentioned, is for general educational and informational purposes only and should NOT be considered a recommendation, financial, tax, legal or investment advice. Always consult with your financial and/or tax professional. 

Investing in stocks, mutual funds, and other securities is subject to risk and loss of principal. There is no assurance or certainty that any investment strategy will be successful in meeting its objectives. Investors should consider the investment objectives, risks and charges and expenses of the funds or investments carefully before investing. The prospectus contains this and other information about the funds.

Annuities are generally long-term insurance products designed for retirement purposes. Before you purchase, be sure to ask your financial advisor about the annuity’s features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives.

Investors should carefully consider an annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment objectives of the underlying investment options. This and other important information are provided in the product and underlying fund prospectuses. 

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Past performance is not an indication or guarantee of future results. Guaranteed annuity benefits are dependent upon the claims paying ability of the insurance company.